According to the Affordable Care Act (ACA), what must employers with more than 50 full-time equivalent employees do?

The requirement outlined in the Affordable Care Act (ACA) states that employers with more than 50 full-time equivalent employees must provide health insurance to their employees. This is aimed at ensuring that large employers contribute to their employees' health care coverage and helps expand access to health insurance for more individuals.

If these employers do not offer adequate health insurance, they may be subject to financial penalties. The ACA includes provisions that impose these penalties on applicable large employers who fail to meet the insurance mandate, which is why the notion of facing a financial penalty is relevant in the context of the law.

While providing health insurance is a direct requirement of the ACA, the mention of a financial penalty reflects the enforcement mechanism in place to encourage compliance among larger employers. Hence, this answer is fundamentally connected to the obligations of employers under the ACA.